Terms of Use
These Terms of Use apply to bumperzen.com and the pages and tools on it (the "Site"), which are operated by BumperZen ("we", "us"). By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.
1. Informational site, not an insurer
BumperZen is not an insurance carrier, broker or agent. We publish general information about car insurance and help you reach third-party partners who can provide quotes. Coverage, rates, eligibility and policy terms are determined solely by those partners and insurers. Nothing on the Site is insurance, financial or legal advice, and nothing on the Site is an offer or solicitation to sell insurance.
2. No quotes or guarantees
The Site does not provide insurance quotes. We do not guarantee that you will receive a quote, that you will qualify for any discount, that any partner will offer you coverage, or that any offer you receive is the lowest available. Information about discounts, state rules and pricing factors is general, may change, and may not apply to you. Please confirm details with the insurer or your state's department of insurance.
3. Example savings are illustrative
Any premiums, monthly or weekly amounts, or savings shown on the Site, including example statements, are illustrative examples for demonstration only. They are not quotes and do not predict your price. Your actual price depends on factors such as your driving record, vehicle, location, coverage, credit-based insurance score where permitted, and the insurer.
4. Third-party offers and websites
When you click a button or submit your ZIP code, you leave the Site and go to a third-party website. We do not control and are not responsible for third-party websites, their content, their offers, or how they use your information; their own terms and privacy policies apply. We may receive compensation when you visit or use a partner's website, and this may affect which offers you see.
5. Acceptable use
You agree to provide accurate information, to use the Site only for lawful personal purposes, and not to interfere with the Site, use automated means to access or scrape it, submit false information, or attempt to gain unauthorized access to any system.
6. Intellectual property
The Site's content, design and code belong to us or our licensors. You may view the Site for personal, non-commercial use. All third-party trademarks belong to their respective owners, and their mention does not imply endorsement.
7. Disclaimer of warranties
The Site is provided "as is" and "as available", without warranties of any kind, express or implied, including warranties of accuracy, merchantability, fitness for a particular purpose and non-infringement, to the fullest extent permitted by law.
8. Limitation of liability
To the fullest extent permitted by law, BumperZen and its operator, affiliates and service providers are not liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of savings, profits or data, arising from your use of the Site or any third-party offer, website, product or service. Our total liability for any claim relating to the Site is limited to one hundred US dollars (US$100). Some jurisdictions do not allow these limitations, so they may not apply to you in full.
9. Indemnity
You agree to indemnify and hold us harmless from claims arising from your misuse of the Site or violation of these Terms.
10. Governing law
These Terms are governed by the laws of [GOVERNING_LAW_STATE], without regard to its conflict-of-law rules. Any dispute will be brought in the courts located in [VENUE_COUNTY_AND_STATE], unless applicable law requires otherwise.
11. Changes
We may update these Terms at any time by posting a new version on this page. Continued use of the Site after changes means you accept the updated Terms.
12. Privacy and contact
Our Privacy Policy explains how we handle information. Questions about these Terms: [email protected] or our Contact Us page.